Life Insurance
Pays a lump sum to your loved ones if you die or are diagnosed with a terminal illness, where covered by your policy.
Advising & ProtectingYour Future
Start Protection Review
Mortgage & Home Protection
Secure your home and keep you and your family safe from the debt of an unprotected mortgage.
Income Protection
Replace your monthly earnings if illness or injury keeps you from working, ensuring your mortgage and bills are always covered.
Free Protection Review
We will guide you through your options with total clarity to help you find the exact cover you need.
Mortgage & Home Protection
Secure your home and keep you and your family safe from the debt of an unprotected mortgage.
Income Protection
Replace your monthly earnings if illness or injury keeps you from working, ensuring your mortgage and bills are always covered.
Free Protection Review
We will guide you through your options with total clarity to help you find the exact cover you need.
Insurance providers we work with across the market
Family & Mortgage Protection Review
- Protect your mortgage so that your family can leave no mortgage debt behind
- Comprehensive cover for peace of mind in case of death, or short and long-term illness
- Income protection to ensure your monthly liabilities and bills are always covered
- All-round protection designed to safeguard both your family and your home.
Independent
Mortgage Protection Review
- Flexible mortgage protection plans tailored to your needs — choose cover that fits your situation
- Income replacement if illness prevents you from working, so mortgage payments stay up to date
- Critical‑illness mortgage cover to protect your home and financial commitments if you’re diagnosed
Self‑Employed
Mortgage Protection Review
- Protect your monthly income if illness or injury prevents you from working — keeping your mortgage payments on track
- Tailored cover for self‑employed people to protect mortgage payments and outstanding balances
- Flexible deferred periods (from 1 week to 1 month) so cover matches your cashflow and budget
Types of Insurance
Types of Insurance
Critical Illness Cover
Pays a lump sum if you are diagnosed with one of the serious illnesses listed in your policy.
Income Protection
Pays a regular monthly income if illness or injury stops you from working for a period of time.
Accident, Sickness, and Unemployment (ASU) Cover
Provides financial support if accident, sickness, or unemployment affects your income and mortgage commitments.
Private Medical Insurance
Helps cover the cost of eligible private medical treatment, giving you more choice over when and where you are treated.
FAQs
Here are answers to some of the main questions people ask about our services in the UK.
What is a protection review?
A protection review looks at the cover you already have and highlights any gaps that could affect your household finances in the event of death, terminal illness, serious illness or being unable to work.
Do I need life insurance?
Life insurance is often considered when taking on a mortgage or other major financial commitments. It can help provide financial support for your loved ones in the event of death or terminal illness, where this is included under the policy terms.
Are there fees for your service?
We do not charge a fee for carrying out your protection review or for our advice. If you choose to take out a policy through us, we will receive commission from the insurer.
What is the difference between life insurance and critical illness cover?
Life insurance can pay a lump sum in the event of death or a terminal illness covered by the policy, subject to its terms and conditions. Critical illness cover can pay a lump sum if you are diagnosed with a specified serious illness covered by the policy and meet its definition.
Can I get income protection if I am self-employed?
In many cases, yes. Eligibility can depend on your occupation, income evidence, medical history and the insurer’s underwriting criteria. Income protection can provide a regular monthly benefit if illness or injury prevents you from working, subject to the policy terms.
How much does protection cover cost?
The cost depends on the type and level of cover, your age, health, smoking status, occupation and policy term. We will help you explore suitable options based on your financial needs and the protection you want in place.
This information is general and should not be taken as personalised financial advice. We will always discuss your own circumstances before making any recommendation.
Protect what matters most.
Book your protection review today.