CHFinance

CHFinance

Advising & Protecting your Future!

Cookie Policy

Information about how we use cookies and similar technologies on this website.

What are cookies?

Cookies are small text files that are stored on your device when you visit a website. They help the site remember your device and how you used the site, so that it can work more efficiently and provide a better experience.

How we use cookies

We use cookies to:

  • Keep the website secure and allow you to move around protected areas.
  • Remember the information you enter into forms so that you don’t have to re-enter it each time.
  • Understand how visitors use our website so we can improve the content and layout.

We do not use cookies to collect information such as your name or address directly, but some cookies may help us to identify that the same browser has visited before.

Types of cookies we use

  • Strictly necessary cookies – required for the site to function, for example to keep you logged in to secure areas.
  • Performance cookies – help us understand how visitors use our site so we can improve it. Information is aggregated and anonymous.
  • Functionality cookies – remember the choices you make, such as your preferences, to provide a more personalised experience.

Managing and disabling cookies

You can change your cookie preferences at any time by clicking the button below. This will allow you to revisit the cookie consent banner and adjustable settings.

Alternatively, you can control cookies through your browser settings. Most browsers allow you to block all cookies, accept only certain types, or delete cookies that have already been set.

Please be aware that blocking some types of cookies may impact your experience and can mean that parts of the website do not work properly.

Cookies we use

Cookie name
cookie_consent_preferences
Type
Necessary
Purpose
Stores your cookie consent preferences (which categories you have accepted).
Duration
Persistent
Cookie name
analytics_session_id
Type
Analytics
Purpose
Used to track your session duration and pages visited for site improvement.
Duration
Persistent (until cleared)
MoneyHelper

You may want to explore alternatives that do not use your home as security. It is important to consider the risks carefully and seek free, independent guidance before taking any action regarding your debt or mortgage, for example from MoneyHelper. If you click this external link to MoneyHelper you will leave the website of CHFinance.

FIBA

CH Finance UK Limited is a member of the Financial Intermediary & Broker Association (FIBA), and uses the FIBA logo under licence. FIBA Ref FIB41132.

Copyright © 2026 CHFinance

ALWAYS SEEK ADVICE FROM A QUALIFIED MORTGAGE PROFESSIONAL.

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY OTHER DEBT SECURED ON IT.

IF YOU ARE THINKING OF CONSOLIDATING EXISTING BORROWING, YOU SHOULD BE AWARE THAT YOU MAY BE EXTENDING THE TERM OF THE DEBT AND INCREASING THE TOTAL AMOUNT YOU REPAY.

CHFinance is a trading name of CH Finance (UK) Limited.Registered address: CH Finance, 2nd Floor Oakhill Court, 171 Bury New Road, Prestwich, Manchester, M25 9ND.

CH Finance (UK) Limited is a limited company registered in England and Wales, Registration number 10924999. Licensed by the Information Commissioner's Office under the Data Protection Act. CH Finance (UK) Limited is an Appointed Representative of Clarke Hendrik Group Ltd, which is Authorised and Regulated by the Financial Conduct Authority, Firm Registration Number 982714. CH Finance (UK) Limited FCA Registration Number: 788035.

CH Finance (UK) Limited will call you to complete an initial basic fact-find and, based on your criteria, will introduce you to an FCA-regulated broker who will provide you with advice in the area you need. Should you proceed with any solution, CH Finance (UK) Limited will receive a commission from the FCA-regulated broker upon the successful completion of your case.

Calls to and from CH Finance (UK) Limited may be monitored and recorded for record-keeping, supervisory, training, and quality assurance purposes.

We will discuss our fees with you. Our fees are only payable on the completion of any mortgage. We will discuss this with you clearly before proceeding and confirm in writing what our fees will be.

Representative example: A mortgage of £102,495 payable over 25 years, initially on a fixed rate of 5.30% for 5 years and then on a variable rate of 6.74% for the remaining term, would require 60 monthly payments of £617.23 followed by 240 payments of £693.06; the total amount payable would be £185,169, made up of the loan amount, interest and fees of £2,495 (including a £1,495 broker fee – Example Only). The overall cost for comparison is 6.6% APRC representative.If you proceed with a mortgage arranged by CHFinance, a trading name of CH Finance (UK) Limited, a broker fee is payable on completion and will be confirmed before you proceed.

The guidance and/or advice on this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK. A summary of our internal complaints handling procedures for the reasonable and prompt handling of complaints is available on request and, if you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567.