About CHFinance
CHFinance is a trading name of CH Finance (UK) Limited. Registered address: CH Finance, 2nd Floor Oakhill Court, 171 Bury New Road, Prestwich, Manchester, M25 9ND.
CH Finance (UK) Limited is a limited company registered in England and Wales, registration number 10924999. Licensed by the Information Commissioner's Office under the Data Protection Act.
CH Finance (UK) Limited is an Appointed Representative of Clarke Hendrik Group Ltd, which is authorised and regulated by the Financial Conduct Authority, firm registration number 982714. CH Finance (UK) Limited FCA registration number: 788035.
Use of this website
The guidance and information on this website is intended for consumers based in the UK and is subject to the UK regulatory regime. You agree not to use this website for any unlawful purpose or in a way that could damage or impair the website or interfere with anyone else's use.
Content on this website is provided for general information. It does not constitute personal financial advice. Any recommendation would only be made by a regulated adviser following a full assessment of suitability.
Our services
CH Finance (UK) Limited will complete an initial fact-find and, based on your criteria, may introduce you to an FCA-regulated broker who can provide advice in the area you need. Access to products is subject to lender criteria and availability.
We will discuss our fees with you. Our fees are only payable on the completion of any mortgage. We will discuss this with you clearly before proceeding and confirm in writing what our fees will be.
Representative example: A mortgage of 102,495 payable over 25 years, initially on a fixed rate of 5.30% for 5 years and then on a variable rate of 6.74% for the remaining term, would require 60 monthly payments of 617.23 followed by 240 payments of 693.06; the total amount payable would be 185,169, made up of the loan amount, interest and fees of 2,495 (including a 1,495 broker fee - Example Only). The overall cost for comparison is 6.6% APRC representative. If you proceed with a mortgage arranged by CHFinance, a trading name of CH Finance (UK) Limited, a broker fee is payable on completion and will be confirmed before you proceed.
Risk warnings and illustrations
Consolidating debts into your mortgage may reduce your monthly payments but could increase the total amount you repay and extend the length of your borrowing. Your home may be repossessed if you do not keep up repayments on a mortgage or any other debt secured on it.
Calculators and examples are provided for illustrative purposes only and may not reflect the rates or terms available to you.
Communications and monitoring
Calls to and from CH Finance (UK) Limited may be monitored and recorded for record-keeping, supervisory, training, and quality assurance purposes.
External links
This website may include links to external sites such as MoneyHelper. We are not responsible for the content or privacy practices of external sites and you use them at your own risk.
Intellectual property
All content on this website, including text, graphics, and logos, is owned by or licensed to us. You may view, download, and print pages for personal, non-commercial use only. You must not reproduce, distribute, or create derivative works without our written permission.
Privacy, cookies, and complaints
Please read our Privacy Policy and Cookies Policy to understand how we collect and use your information. A summary of our internal complaints handling procedures is available on request. If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service at www.financial-ombudsman.org.uk or by contacting them on 0800 023 4 567.
Changes to these terms
We may update these terms from time to time to reflect changes to our services or legal requirements. Please check this page for the latest version.